Do you know the answer to these questions below?

TrueFalse

1 - The fixed luggage rack on my car was stolen. I can file a claim with my auto insurer.

2 - I won’t be indemnified if I cause an accident while sneezing.

3 - A flood damaged vehicle is generally “unrebuildable”.

4 - I hit a deer: the Department of Forests and Wildlife will reimburse me for damages.

Explanation