Auto insurance videos
Frank and Nancy+
Auto Insurance and Spouse
Frank and Nancy just moved in together, and Frank sometimes borrows Nancy's car. Should she say anything to her insurance company?
Endorsement 27
Nancy decided to rent a vehicle to go camping. Is she insured for that?
The Fichier central des sinistres automobiles
Frank is shopping around for a new auto insurance, and the agent mentions that Frank has 3 claims in his Claims History Statement. What is that exactly?
The Custodian of the Vehicle
Frank just had an accident with Nancy's car. To which Claims History Statement will go this claim at the Fichier central des sinistres automobiles?
Total Loss of One's Vehicle
Nancy's vehicle has just been declared a total loss by her insurer. Will the compensation be sufficient to replace her vehicle?
To insure my car+
Mandatory insurance
True or false? Auto insurance is mandatory in Quebec.
Teen driver
True or false? I have to let my insurer know that my teen drives my car.
Stolen accessory
True or false? The fixed luggage rack on my car was stolen. I can file a claim with my auto insurer.
Red car insurance
True or false? A red car costs more to insure.
Claims history file
True or false? As a driver, I have a file that contains all the accidents I’ve had.
Accident scenarios+
Accident following a burnt red light
True or false? My insurance policy doesn’t cover me if I burn a red light and cause an accident.
Collision with a deer
True or false? F I hit a deer, the Department of Forests and Wildlife will reimburse me for damages.
Accident while sneezing
True or false? I won’t be indemnified if I cause an accident while sneezing.
Fender bender in a parking lot
True or false? The liability for a fender bender in a parking lot is always split 50%-50%.
Accident with a borrowed vehicle
True or false? The person filing for the claim will have the accident filed in their claims history.
Call the police or use a Joint Report?+
Police and car accident
True or false? You always need to call 911 after a car accident.
Claims settlement+
Deductible
True or false? I’ll have to pay the deductible whether I’m at fault for the accident or not.
Who establishes liability
True or false? The police establish each person’s liability in case of an accident.
Flood damaged vehicle
True or false? A flood damaged vehicle is generally “unrebuildable”.
Repairs on my car+
Replacement parts
True or false? New parts are always used to repair vehicles.
Body shop
True or false? I can have my car repaired by the body shop of my choice.
Broken windshield
True or false? A broken windshield is always replaced by a new one.
Auto claims settlement in 4 steps+
Auto claims settlement in 4 steps
An accident? GAA details for you the steps to take, from the moment of the accident to the compensation.
Step 1
At the time of the accident
Step 2
Make a claim
Step 3
Damage appraisal
When is a vehicle declared a total loss?
Step 4
To repair or replace the vehicle