Direct Compensation Agreement

Identifying your loss

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Case 7c - Vehicle encroaching on solid line


Portion of liability:

This case applies when 'Y' leaves a roadway (a parking lot, an alley or a place not open to public traffic) and 'X', travelling in the opposite direction, encroaches on or crosses a solid line.

Settlement is based on an equal division of liability in view of equal fault of both.


Applying the Direct Compensation Agreement:

  • Vehicles X and Y are each 50% responsible: the insured will be indemnified for half of the amount of his damage if policy only covers civil liability (section A of the Contract). He will be indemnified for the other half of the damage if his policy also covers collision (section B of the Contract). The insured will have to pay 50% of his deductible.

For more information, contact your insurer.
You can also contact the Insurance Information Centre.


The content of these web pages is provided for information only and to make it easier to understand the DCA. It is not legally binding. The official version of the DCA takes precedence. Your insurer will establish the portion of your liability in the accident.

Download the official version of the Direct Compensation Agreement.

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