According to region
The average premium varies significantly from one region to another one.
- The average premium for a given region depends on the number and frequency of claims that occur each year. This accounts for the variations observed from region to region.
- The Montreal Urban Community (Centre/East) is the region with the highest number of claims (67,276) and the highest claims frequency (12.75%). This region has the highest cost of insurance in Quebec, with an average premium of $1,139.
- Overall in Quebec, the average premium is $897, the number of claims is 558 252 and the claims frequency is 10.19%.
Source: GROUPEMENT DES ASSUREURS AUTOMOBILES, Automobile Statistical Plan, General results, Passenger vehicles, 2023.