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Auto insurance in Quebec

Access to Insurance

GAA is responsible for guaranteeing access to civil liability insurance for all owners of a vehicle on the road in Quebec.

The Information Centre provides this free access service.

Minimum coverage of $50,000 is compulsory for private passenger vehicles. And for off-road vehicles, such as ATVs and snowmobiles, the required minimum coverage is $1,000,000.

The Insurance Information Centre provides this free, flexible and efficient access service.

It guarantees drivers who are finding it difficult to get insurance the minimum coverage required by law.

GAA also set up an enhanced access mechanism whereby a driver can, under certain conditions, obtain compulsory civil liability insurance of more than $50,000, or add coverage to insure the vehicle himself. 

Having difficulty finding insurance? Check out the procedure for using the access mechanism.


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