Collision and upset frequency

The cost of repairing a vehicle continued to rise in 2024, while the number and frequency of claims decreased from 2023 to 2024.

Orange line : Collision or upset
Grey line : Civil liability

  • The cost of a claim paid under Collision Coverage was $8,392 in 2024. The amount paid under the civil liability coverage amounted to $7,613. From 2014 to 2024, the cost of a claim paid under collision coverage doubled from $4,000 to $8,000.

Note: Under direct compensation coverage, damages to the vehicle of the driver not responsible for the accident are paid as civil liability.

Orange line : Collision or upset
Grey line : Civil liability

Orange line : Collision or upset
Grey line : Civil liability

  • From 2014 to 2019, the number and frequencyof civil liability and collision claims were relatively stable before experiencing a notable decline in 2020 due to the pandemic. For the years 2021 and 2022, the number and frequency of claims rose again and then decreased in 2023 and 2024.

Claims in a Few Key Figures: Collisions and upset | Civil liability

In 2024

The average cost of claims was $8,392 | $7,613

The number of claims was 161,878 | 151 347

The claims frequency was 3.57% | 2.71%

Source: GROUPEMENT DES ASSUREURS AUTOMOBILES, Automobile Statistical Plan, General results, Passenger vehicles, 2024.