Statistics

Claims experience

Collision and upset frequency

Despite the fact that the number and the frequency of claims drop from 2022 to 2023, the cost of vehicle repairs has increased significantly.

Orange line : Collision or upset
Grey line : Civil liability

  • The cost of a claim paid under collision coverage was $8,023 in 2023. The amount paid under the civil liability coverage amounted to $7,168. From 2013 to 2023, the cost of a claim paid under collision coverage doubled, from $4,000 to $8,000.

Note: Under direct compensation coverage, damages to the vehicle of the driver not responsible for the accident are paid as civil liability.

 

Orange line : Collision or upset
Grey line : Civil liability

Orange line : Collision or upset
Grey line : Civil liability

  • After a sharp decline in the number and frequency of claims in 2020, claims increased in 2021 and 2022 and decreased slightly in 2023.

Claims at a glance: Collision and upset | Civil liability

In 2023

The average cost of claims was $8,023 | $7,168

The number of claims was 162,013 | 155,317

The claims frequency was 3.62% | 2.83%

Source: GROUPEMENT DES ASSUREURS AUTOMOBILES, Automobile Statistical Plan, General results, Passenger vehicles, 2023.

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