According to region

The average premium varies significantly from region to region.

  • The average premium for a region is related to the number and frequency of claims that occur in that region each year. This explains the variations in average premiums observed from one region to another.
  • The MontrĂ©al Urban Community (central and east) is the region with the most claims (62,546) and the highest frequency of claims (11.64%).
  • In 2024, for all locations combined, the average premium is $1,006, the number of claims is 536,873 and the frequency of claims is 9.63%.

Source: GROUPEMENT DES ASSUREURS AUTOMOBILES, Automobile Statistical Plan, General results, Passenger vehicles, 2024.